Need Help? Call or Text: 385.462.1333
Terms of Service
Effective Date: February 1, 2026
These Terms of Service ("Terms") govern your access to and use of the website, online tools, forms, scheduling systems, communications, and related services (collectively, the "Services") provided by LifeStage Insurance Agency, a DBA of Modern Home Services Corp ("LifeStage," "LifeStage Insurance", "we," "us," or "our").
By accessing, browsing, submitting information through, or otherwise using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you should not access or use the Services.
Definitions
Services refers to the LifeStage Insurance website, online tools, forms, scheduling systems, communications (including phone calls, SMS/MMS text messages, emails, and prerecorded or automated messages), and related offerings.
You / User refers to any individual who accesses, submits information to, or uses the Services.
Content refers to all text, graphics, logos, videos, trademarks, and materials made available through the Services.
Third-Party Services refers to websites, tools, or services not owned or controlled by LifeStage.
Acceptance of Terms and Consent
By visiting the website, submitting a form, requesting information, scheduling an appointment, or communicating with LifeStage, you acknowledge that you have read, understood, and agreed to these Terms.
Where required, your acceptance may be obtained through an affirmative action such as checking a box, clicking a button, or submitting a form (“clickwrap consent”). These actions constitute your electronic signature and agreement to these Terms.
Permitted Use of the Services
The Services are intended solely for individuals seeking information about insurance products or related services for personal, lawful purposes.
You agree not to:
Use the Services for any unlawful, misleading, or fraudulent purpose
Attempt to gain unauthorized access to systems, networks, or data
Scrape, copy, harvest, or reuse Content without written permission
Interfere with the security or operation of the Services
Use automated systems, bots, or scripts without authorization
Communications Consent
If you provide your phone number or email address through our website or direct interactions, you may receive communications from LifeStage Insurance Agency related to your inquiry, appointment, insurance information, or follow-up requests.
Message frequency may vary. Message and data rates may apply. You may opt out of text messages at any time by replying STOP. For assistance, reply HELP or contact us directly.
For additional details regarding text messaging practices, please review our SMS Policy & Practices page.
Intellectual Property Rights
All Content and Services are owned by or licensed to LifeStage and are protected by intellectual property laws.
You may view and use Content only for personal, non-commercial purposes. You may not copy, reproduce, distribute, modify, or create derivative works without prior written consent.
LifeStage Insurance, logos, and related marks are trademarks of LifeStage Insurance and may not be used without authorization.
Third-Party Links and Services
The Services may include links to Third-Party Services. LifeStage Insurance does not control and is not responsible for the content, privacy practices, or terms of those services.
Your use of Third-Party Services is at your own risk and subject to their respective terms.
Disclaimer of Warranties
The Services are provided on an “AS IS” and “AS AVAILABLE” basis.
LifeStage Insurance makes no warranties regarding the accuracy, completeness, reliability, or availability of the Services or Content and disclaims all warranties to the fullest extent permitted by law.
Insurance information is provided for general informational purposes only and does not constitute legal, medical, or financial advice.
Limitation of Liability
To the maximum extent permitted by law, LifeStage Insurance shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Services.
LifeStage Insurance’s total liability shall not exceed the amount paid by you, if any, in the twelve (12) months preceding the event giving rise to the claim.
Indemnification
You agree to indemnify and hold harmless LifeStage Insurance and its owners, employees, contractors, and affiliates from claims, losses, damages, liabilities, and expenses arising from your use of the Services or violation of these Terms.
Termination of Access
LifeStage Insurance may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including violation of these Terms.
Dispute Resolution and Arbitration
Any dispute arising out of or relating to these Terms or the Services shall first be attempted to be resolved informally.
If unresolved, disputes shall be resolved through binding arbitration in the State of Utah, except where prohibited by law. You waive the right to participate in class or representative actions to the extent permitted.
Governing Law
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles.
Privacy Policy
Your use of the Services is also governed by our Privacy Policy, which explains how personal information is collected, used, and protected. By using the Services, you agree to those practices.
Changes to These Terms
We may update these Terms from time to time. Material changes will be posted on this page and, where required, notice will be provided at least thirty (30) days in advance.
Continued use of the Services constitutes acceptance of the revised Terms. to These Terms
Accessibility
We are committed to providing accessible Services. If you experience accessibility issues, please contact us so we can assist you.
Contact Information
If you have questions about these Terms of Service or our data practices, you may contact us at:
LifeStage Insurance Agency
DBA of Modern Home Services Corp
7533 S Center View Court, Suite R
West Jordan, UT 84084
Email: [email protected]
Phone: (385) 462-1333
Licensed Insurance Agency
Not connected with or endorsed by the United States government or the federal Medicare program
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Calling our phone number will connect you to a licensed broker who is trained and certified to help you review the plan options available in your area.
Contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.
© 2024 LifeStage Insurance Agency is a DBA of Modern Home Services Corp. All Rights Reserved
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